ELSA’s Master Agreement for Tertiary Transactions (MATT), first published in 2019, was created by a group of legal and transactional specialists in the life settlement market to provide investors in the life settlement industry’s tertiary market with a standardised document to aid in the smoother running of the tertiary space.

The MATT is made available as a fillable PDF and may be altered only to insert the names of the parties and their notice details.

The Confirmation for specific transactions, which is also used to customise the ELSA MATT, is separately made available as an MS Word document, as is the Form of Entitlement Order. To download, copy and utilize the ELSA MATT, and the Confirmation and Entitlement Order for tertiary life settlements transactions, please scroll down to enter your details.


The provisions of the ELSA MATT (and the ELSA MATT itself) do not constitute legal advice or opinions of any kind, or any advertising or solicitation. No lawyer-client, advisory, fiduciary or other relationship is created between ELSA and any person accessing or otherwise using the MATT.

You should consult with your legal advisors and any other advisors you deem appropriate prior to using the ELSA MATT. ELSA and its members, directors, officers, employees and agents assume no responsibility for any use to which the ELSA MATT and any definition or provision contained therein may be put, nor any liability for damages, losses or causes of action of any nature that might arise from any use of the ELSA MATT.

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