July 16, 2025

Life Settlement Population Outlook Suggests Underwriting Frameworks Will Need to Continue to Adjust

According to a recent article in InsuranceNewsNet, The Life Mortality Improvement Subgroup of the Society…

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ELSA

July 16, 2025

Mental Health Illness and Its Impact on Life Expectancy in the USA

A mental disorder is characterized by a clinically significant disturbance in an individual’s cognition, emotional…

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ELSA

July 16, 2025

The Dangers of Defaulting to Fast Track

Fast track… sounds appealing, doesn’t it? What trustee board, overloaded with governance documents and new…

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ELSA

July 16, 2025

Q&A: Perry Koons, Director of Capital Markets, Maple Life Financial

The life settlement secondary market saw reduced activity in 2024 for the first time in…

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ELSA

July 16, 2025

Nuanced Impact of CMI Model Change on Pension Risk Transfer Market

Life insurers in the UK have taken on pension liabilities worth hundreds of billions of…

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ELSA

June 12, 2025

Both Demand and Supply Factors Contribute to Rare Secondary Market Pullback in 2024

The life settlement secondary market suffered a rare pull back in aggregate transaction activity in…

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ELSA

June 12, 2025

Funded Reinsurance Under Scrutiny But Should Remain a Feature of the UK Pension risk Transfer Market

In the past 12 months or so, the Prudential Regulation Authority (PRA), the UK insurance…

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ELSA

June 12, 2025

Plenty of Guardrails for US Life Insurers Backing Group Annuities With Private Assets

There has been extensive coverage in the trade media in the past 12 months relating…

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ELSA

June 12, 2025

Liver Disease Mortality in England Continues to Worsen but General Mortality Still on a Post-Covid Downward Trend

The UK government’s Department of Health and Social Care (DHSC) maintains a Mortality Profile for…

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ELSA

June 12, 2025

Life Expectancy in Breast Cancer

Breast cancer is a leading cause of morbidity and mortality among women worldwide. In the…

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ELSA

June 12, 2025

The Healthy Wealthy Population of the Life Settlement Market

In the life settlement industry, we’ve long prided ourselves on the precision of our underwriting…

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ELSA

June 12, 2025

Q&A: Matthew Sheridan, Health Data Analytics

The American Medical Association published research in April 2025 suggesting that US healthcare spending in…

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ELSA

June 12, 2025

Irish Pension Risk Transfer Market Sees Growth Hope in Experience of Small UK Schemes

While the UK’s pension risk transfer (PRT) market is motoring on at a heady clip,…

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ELSA

May 14, 2025

New Data Shows the Extent to Which American Seniors Are Missing Out by Lapsing or Surrendering their Life Insurance Policy

Life settlement industry group the Life Insurance Settlement Association (LISA) has recently published the results…

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ELSA

May 14, 2025

Buy-Ins To Buy-Outs Appear Stalled As Deal Complexity, Administration Resources Pose Obstacles

A succession of high-activity years for defined benefit (DB) pension scheme bulk purchase annuity (BPA)…

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ELSA